{"id":1234,"date":"2025-07-29T17:31:57","date_gmt":"2025-07-29T17:31:57","guid":{"rendered":"https:\/\/jourx.fr\/?page_id=1234"},"modified":"2025-10-02T07:33:48","modified_gmt":"2025-10-02T07:33:48","slug":"conditions-generales-d-utilisation-jourx","status":"publish","type":"page","link":"https:\/\/jourx.fr\/en\/conditions-generales-d-utilisation-jourx\/","title":{"rendered":"general conditions of use"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1234\" class=\"elementor elementor-1234\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8a44cd4 e-flex e-con-boxed e-con e-parent\" data-id=\"8a44cd4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d79227 elementor-widget elementor-widget-html\" data-id=\"4d79227\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- === STYLE COMMUN (utilis\u00e9 par FR & EN) === -->\r\n<style>\r\n  .jx-cgu{\r\n    --ink:#0f1944; --text:#333; --brand:#0901F3; --green:#79FF63;\r\n    --r:18px; --ghost:#e6ecff; --shadow:0 12px 28px rgba(0,0,0,.08);\r\n    padding:40px 20px; color:var(--text);\r\n    font-family:\"Poppins\",system-ui,-apple-system,\"Segoe UI\",Roboto,\"Helvetica Neue\",Arial,\"Noto Sans\",sans-serif;\r\n    background:\r\n      radial-gradient(1100px 200px at 50% -10%, rgba(9,1,243,.06), transparent 60%),\r\n      radial-gradient(900px 180px at 50% 110%, rgba(121,255,99,.06), transparent 60%),\r\n      linear-gradient(180deg,#f7fbff 0%, #ffffff 100%);\r\n    border-top:1px solid rgba(121,255,99,.35);\r\n  }\r\n  .jx-cgu__in{ max-width:1000px; margin:0 auto; }\r\n  .jx-cgu__title{\r\n    margin:0 0 8px 0; font-family:\"Playfair Display\", Georgia, serif;\r\n    color:var(--ink); font-weight:800; line-height:1.2; font-size:clamp(28px,3.6vw,40px);\r\n  }\r\n  .jx-cgu__date{ color:#586074; font-weight:600; margin:0 0 18px 0; }\r\n\r\n  \/* Sommaire *\/\r\n  .jx-toc{\r\n    background:#fff; border-radius:var(--r);\r\n    border:1px solid rgba(121,255,99,.35); box-shadow:var(--shadow);\r\n    padding:clamp(14px,2.2vw,18px); margin:0 0 18px 0;\r\n  }\r\n  .jx-toc h2{\r\n    margin:0 0 8px 0; font-size:20px; color:var(--ink); font-weight:800; font-family:\"Playfair Display\", Georgia, serif;\r\n  }\r\n  .jx-toc ul{ margin:0; padding-left:18px; }\r\n  .jx-toc a{ color:var(--brand); text-decoration:none; border-bottom:1px solid transparent }\r\n  .jx-toc a:hover{ border-bottom-color:#0700c7 }\r\n\r\n  \/* Sections *\/\r\n  .jx-cgu section{ margin:18px 0; }\r\n  .jx-h2{\r\n    margin:0 0 8px 0; font-size:22px; color:var(--ink); font-weight:800; font-family:\"Playfair Display\", Georgia, serif;\r\n  }\r\n  .jx-cgu p{ margin:0 0 10px 0; line-height:1.7; font-weight:500; }\r\n  .jx-cgu ul{ margin:8px 0 12px 18px; }\r\n  .jx-cgu li{ margin:4px 0; }\r\n\r\n  \/* Encadr\u00e9s *\/\r\n  .jx-card{\r\n    background:#fff; border-radius:14px; border:1px solid var(--ghost);\r\n    padding:14px; box-shadow:0 6px 16px rgba(0,0,0,.06);\r\n  }\r\n  .jx-note{ font-size:.92rem; color:#586074; }\r\n\r\n  \/* Liens *\/\r\n  .jx-cgu a{ color:var(--brand); text-decoration:none; border-bottom:1px solid transparent }\r\n  .jx-cgu a:hover{ border-bottom-color:#0700c7 }\r\n\r\n  @media (max-width:768px){\r\n    .jx-cgu{ padding:24px 14px }\r\n    .jx-toc ul{ padding-left:16px }\r\n  }\r\n<\/style>\r\n\r\n<!-- ===================================================== -->\r\n<!-- ===================  VERSION FR  ==================== -->\r\n<!-- ===================================================== -->\r\n\r\n\r\n<!-- ===================================================== -->\r\n<!-- ===================  VERSION EN  ==================== -->\r\n<!-- ===================================================== -->\r\n\r\n<main class=\"jx-cgu\" aria-labelledby=\"jx-cgu-title-en\">\r\n  <div class=\"jx-cgu__in\">\r\n    <h1 id=\"jx-cgu-title-en\" class=\"jx-cgu__title\">Terms of Use<\/h1>\r\n    <p class=\"jx-cgu__date\">Last updated:&nbsp; <time datetime=\"2025-09-26\">September 26, 2025<\/time><\/p>\r\n\r\n    <!-- Table of contents -->\r\n    <nav class=\"jx-toc\" aria-label=\"Table of contents\">\r\n      <h2>Summary<\/h2>\r\n      <ul>\r\n        <li><a href=\"#purpose-en\">1. Purpose<\/a><\/li>\r\n        <li><a href=\"#publisher-en\">2. Publisher & status<\/a><\/li>\r\n        <li><a href=\"#acceptance-en\">3. Acceptance of the Terms<\/a><\/li>\r\n        <li><a href=\"#definitions-en\">4. Definitions<\/a><\/li>\r\n        <li><a href=\"#access-en\">5. Access to the Service<\/a><\/li>\r\n        <li><a href=\"#account-en\">6. User account & security<\/a><\/li>\r\n        <li><a href=\"#plans-en\">7. Plans, trial & subscriptions<\/a><\/li>\r\n        <li><a href=\"#payment-en\">8. Payment, renewal & cancellation<\/a><\/li>\r\n        <li><a href=\"#withdrawal-en\">9. Right of withdrawal<\/a><\/li>\r\n        <li><a href=\"#banking-en\">10. Bank connection (optional)<\/a><\/li>\r\n        <li><a href=\"#data-en\">11. Personal data (GDPR)<\/a><\/li>\r\n        <li><a href=\"#cookies-en\">12. Cookies & audience measurement<\/a><\/li>\r\n        <li><a href=\"#ip-en\">13. Intellectual property<\/a><\/li>\r\n        <li><a href=\"#liability-en\">14. Liability & limitations<\/a><\/li>\r\n        <li><a href=\"#changes-en\">15. Changes to the Terms<\/a><\/li>\r\n        <li><a href=\"#law-en\">16. Governing law \u2013 disputes \u2013 mediation<\/a><\/li>\r\n        <li><a href=\"#contact-en\">17. Contact & hosting provider<\/a><\/li>\r\n      <\/ul>\r\n    <\/nav>\r\n\r\n    <!-- 1. Purpose -->\r\n    <section id=\"purpose-en\">\r\n      <h2 class=\"jx-h2\">1. Purpose<\/h2>\r\n      <p>These Terms govern access to and use of the <a href=\"https:\/\/jourx.fr\/en\/\">jourx.fr<\/a> website and the \u201cJourX\u201d mobile app (iOS\/Android) \u2014 together the \u201cService\u201d \u2014 designed to help users manage a <em>daily budget<\/em> and track their spending.<\/p>\r\n    <\/section>\r\n\r\n    <!-- 2. Publisher \/ status -->\r\n    <section id=\"publisher-en\">\r\n      <h2 class=\"jx-h2\">2. Publisher & status<\/h2>\r\n      <div class=\"jx-card\">\r\n        <p><strong>JourX<\/strong> \u2014 project currently undergoing legal structuring (company name, form and registration forthcoming).<\/p>\r\n        <p><strong>Contact:<\/strong> <a href=\"mailto:contact@jourx.fr\">contact@jourx.fr<\/a><\/p>\r\n      <\/div>\r\n      <p class=\"jx-note\">Legal details will be completed upon finalization (SIREN\/SIRET, registered office, VAT). See also our <a href=\"\/en\/mentions-legales\/\">Legal notice<\/a>.<\/p>\r\n    <\/section>\r\n\r\n    <!-- 3. Acceptance -->\r\n    <section id=\"acceptance-en\">\r\n      <h2 class=\"jx-h2\">3. Acceptance of the Terms<\/h2>\r\n      <p>Using the Service constitutes unconditional acceptance of these Terms. If you do not agree, please do not use the Service.<\/p>\r\n    <\/section>\r\n\r\n    <!-- 4. Definitions -->\r\n    <section id=\"definitions-en\">\r\n      <h2 class=\"jx-h2\">4. Definitions<\/h2>\r\n      <ul>\r\n        <li><strong>User<\/strong>: any person who visits the site or uses the app.<\/li>\r\n        <li><strong>Account<\/strong>: personal space created by the User to access features.<\/li>\r\n        <li><strong>Daily budget<\/strong>: indicative amount calculated by the app from entered\/imported information.<\/li>\r\n        <li><strong>Essential Mode<\/strong>: use without bank connection (manual entry).<\/li>\r\n        <li><strong>Connected Mode<\/strong>: use with a <em>read-only<\/em> bank connection via a licensed provider (optional).<\/li>\r\n      <\/ul>\r\n    <\/section>\r\n\r\n    <!-- 5. Access -->\r\n    <section id=\"access-en\">\r\n      <h2 class=\"jx-h2\">5. Access to the Service<\/h2>\r\n      <ul>\r\n        <li>Service available 24\/7 subject to maintenance, updates or force majeure.<\/li>\r\n        <li>Equipment, internet connection and related costs are the User\u2019s responsibility.<\/li>\r\n      <\/ul>\r\n    <\/section>\r\n\r\n    <!-- 6. Account -->\r\n    <section id=\"account-en\">\r\n      <h2 class=\"jx-h2\">6. User account & security<\/h2>\r\n      <ul>\r\n        <li>Creating an Account may require a valid email address and a strong password.<\/li>\r\n        <li>The User is responsible for keeping credentials confidential and for any activity performed via their Account.<\/li>\r\n        <li>Report any unauthorized access immediately to <a href=\"mailto:contact@jourx.fr\">contact@jourx.fr<\/a>.<\/li>\r\n      <\/ul>\r\n    <\/section>\r\n\r\n    <!-- 7. Plans -->\r\n    <section id=\"plans-en\">\r\n      <h2 class=\"jx-h2\">7. Plans, trial & subscriptions<\/h2>\r\n      <ul>\r\n        <li>The Service may offer a <strong>30-day free trial<\/strong> (conditions specified at signup).<\/li>\r\n        <li><strong>Plans<\/strong> (e.g., \u201cEssential\u201d, \u201cConnected\u201d) may be offered. Current prices are shown on the <a href=\"\/en\/tarif-abonnement-application-budget-jourx\/\">Pricing<\/a> page and within the app.<\/li>\r\n        <li>Features may vary by plan. Prices are subject to change (prior notice in accordance with the law).<\/li>\r\n      <\/ul>\r\n    <\/section>\r\n\r\n    <!-- 8. Payment -->\r\n    <section id=\"payment-en\">\r\n      <h2 class=\"jx-h2\">8. Payment, renewal & cancellation<\/h2>\r\n      <ul>\r\n        <li>Unless otherwise stated, subscriptions renew <strong>automatically<\/strong> (monthly\/annual as chosen).<\/li>\r\n        <li><strong>Cancellation<\/strong> can be made at any time from Account settings (effective at the current term\u2019s end, unless otherwise provided).<\/li>\r\n        <li>Purchases via the App Store \/ Google Play are governed by their respective terms (billing, refunds, subscription management).<\/li>\r\n      <\/ul>\r\n    <\/section>\r\n\r\n    <!-- 9. Right of withdrawal -->\r\n    <section id=\"withdrawal-en\">\r\n      <h2 class=\"jx-h2\">9. Right of withdrawal<\/h2>\r\n      <p>Under consumer law, you have a <strong>14-day<\/strong> withdrawal period where applicable.\r\n      For <em>digital content<\/em> provided before the end of this period, you may be asked to waive this right when activating the Service immediately.\r\n      Purchases made via the App Store \/ Google Play follow those platforms\u2019 procedures.<\/p>\r\n    <\/section>\r\n\r\n    <!-- 10. Bank connection -->\r\n    <section id=\"banking-en\">\r\n      <h2 class=\"jx-h2\">10. Bank connection (optional)<\/h2>\r\n      <p>The bank connection is <strong>optional<\/strong> and <strong>read-only<\/strong>. It is <strong>being selected<\/strong> via a licensed aggregator (AISP\/payment institution).\r\n         Your explicit consent is required and can be revoked at any time.<\/p>\r\n      <ul>\r\n        <li>Without a connection, the Service remains usable (manual entry).<\/li>\r\n        <li>You can enable\/disable the connection and remove linked accounts from your Account.<\/li>\r\n      <\/ul>\r\n    <\/section>\r\n\r\n    <!-- 11. Personal data -->\r\n    <section id=\"data-en\">\r\n      <h2 class=\"jx-h2\">11. Personal data (GDPR)<\/h2>\r\n      <p>JourX applies a <em>privacy-by-design<\/em> approach and limits collection to what is strictly necessary.\r\n      For details (purposes, legal bases, retention, rights), see our <a href=\"\/en\/confidentialite\/\">Privacy Policy<\/a>.\r\n      Data contact: <a href=\"mailto:contact@jourx.fr\">contact@jourx.fr<\/a>.<\/p>\r\n    <\/section>\r\n\r\n    <!-- 12. Cookies -->\r\n    <section id=\"cookies-en\">\r\n      <h2 class=\"jx-h2\">12. Cookies & audience measurement<\/h2>\r\n      <p>No advertising tracking. <em>Functional<\/em> cookies may be used (security, session).\r\n      A <em>privacy-friendly<\/em> audience measurement may be used, with consent where required.<\/p>\r\n    <\/section>\r\n\r\n    <!-- 13. IP -->\r\n    <section id=\"ip-en\">\r\n      <h2 class=\"jx-h2\">13. Intellectual property<\/h2>\r\n      <p>The Service, its content and trademarks are protected. Any reproduction or representation, in whole or in part, without written authorization is prohibited.<\/p>\r\n    <\/section>\r\n\r\n    <!-- 14. Liability -->\r\n    <section id=\"liability-en\">\r\n      <h2 class=\"jx-h2\">14. Liability & limitations<\/h2>\r\n      <ul>\r\n        <li>The Service provides information and calculations for <strong>indicative<\/strong> and <strong>decision-support<\/strong> purposes only, and does not constitute personalized financial advice.<\/li>\r\n        <li>JourX cannot be held liable for decisions made by the User nor for financial consequences resulting from use of the Service.<\/li>\r\n        <li>JourX strives to ensure Service availability without guaranteeing the absence of errors or interruptions.<\/li>\r\n      <\/ul>\r\n    <\/section>\r\n\r\n    <!-- 15. Changes -->\r\n    <section id=\"changes-en\">\r\n      <h2 class=\"jx-h2\">15. Changes to the Terms<\/h2>\r\n      <p>These Terms may be updated. The User will be informed by any appropriate means. Continued use constitutes acceptance of the new Terms.<\/p>\r\n    <\/section>\r\n\r\n    <!-- 16. Governing law & mediation -->\r\n    <section id=\"law-en\">\r\n      <h2 class=\"jx-h2\">16. Governing law \u2013 disputes \u2013 mediation<\/h2>\r\n      <p>These Terms are governed by French law. Failing amicable resolution, French courts shall have jurisdiction.<\/p>\r\n      <p><strong>Consumer mediation:<\/strong> to be designated.\r\n         EU Online Dispute Resolution platform (ODR): <a href=\"https:\/\/ec.europa.eu\/consumers\/odr\" target=\"_blank\" rel=\"noopener\">ec.europa.eu\/consumers\/odr<\/a>.<\/p>\r\n    <\/section>\r\n\r\n    <!-- 17. Contact & hosting -->\r\n    <section id=\"contact-en\">\r\n      <h2 class=\"jx-h2\">17. Contact & hosting provider<\/h2>\r\n      <div class=\"jx-card\">\r\n        <p><strong>Contact:<\/strong> <a href=\"mailto:contact@jourx.fr\">contact@jourx.fr<\/a><\/p>\r\n        <p><strong>Site host:<\/strong> o2switch \u2014 Chemin des Pardiaux, 63000 Clermont-Ferrand, France \u2014 04&nbsp;44&nbsp;44&nbsp;60&nbsp;40 \u2014 <a href=\"https:\/\/www.o2switch.fr\" target=\"_blank\" rel=\"noopener\">www.o2switch.fr<\/a><\/p>\r\n      <\/div>\r\n    <\/section>\r\n  <\/div>\r\n<\/main>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1234","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/jourx.fr\/en\/wp-json\/wp\/v2\/pages\/1234","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jourx.fr\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/jourx.fr\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/jourx.fr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jourx.fr\/en\/wp-json\/wp\/v2\/comments?post=1234"}],"version-history":[{"count":12,"href":"https:\/\/jourx.fr\/en\/wp-json\/wp\/v2\/pages\/1234\/revisions"}],"predecessor-version":[{"id":2552,"href":"https:\/\/jourx.fr\/en\/wp-json\/wp\/v2\/pages\/1234\/revisions\/2552"}],"wp:attachment":[{"href":"https:\/\/jourx.fr\/en\/wp-json\/wp\/v2\/media?parent=1234"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}