{"id":1222,"date":"2025-07-29T17:30:48","date_gmt":"2025-07-29T17:30:48","guid":{"rendered":"https:\/\/jourx.fr\/?page_id=1222"},"modified":"2025-10-02T07:48:30","modified_gmt":"2025-10-02T07:48:30","slug":"confidentialite-jourx-application-de-budget","status":"publish","type":"page","link":"https:\/\/jourx.fr\/en\/confidentialite-jourx-application-de-budget\/","title":{"rendered":"Confidentiality"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1222\" class=\"elementor elementor-1222\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba87013 e-flex e-con-boxed e-con e-parent\" data-id=\"ba87013\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f564f1f elementor-widget elementor-widget-html\" data-id=\"f564f1f\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- === STYLE COMMUN (FR & EN) === -->\r\n<style>\r\n  .jx-privacy{\r\n    --ink:#0f1944; 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text-decoration:none; border-bottom:1px solid transparent }\r\n  .jx-privacy a:hover{ border-bottom-color:#0700c7 }\r\n\r\n  .jx-table{ width:100%; border-collapse:separate; border-spacing:0; overflow:hidden; border-radius:12px; border:1px solid var(--ghost); background:#fff }\r\n  .jx-table th, .jx-table td{ padding:10px 12px; vertical-align:top; border-bottom:1px solid #eef2ff }\r\n  .jx-table th{ background:#f7fafc; color:#0f1944; text-align:left; font-weight:800 }\r\n  .jx-table tr:last-child td{ border-bottom:none }\r\n\r\n  \/* ====== MOBILE ====== *\/\r\n  @media (max-width:768px){\r\n    .jx-privacy{ padding:24px 14px }\r\n    .jx-toc ul{ padding-left:16px }\r\n\r\n    \/* Tables \u2192 cartes empil\u00e9es *\/\r\n    .jx-table{ width:100%; border:0; border-radius:0; font-size:13px; table-layout:auto }\r\n    .jx-table thead{ display:none }\r\n    .jx-table tr{\r\n      display:block;\r\n      border:1px solid var(--ghost);\r\n      border-radius:12px;\r\n      background:#fff;\r\n      margin:0 0 12px 0;\r\n      overflow:hidden;\r\n    }\r\n    .jx-table td{\r\n      display:grid;\r\n      grid-template-columns:128px 1fr; \/* label \/ value *\/\r\n      gap:8px;\r\n      padding:10px 12px;\r\n      border-bottom:1px solid #eef2ff;\r\n      word-break:break-word;\r\n    }\r\n    .jx-table td:last-child{ border-bottom:none }\r\n\r\n    \/* Label slots (FR) *\/\r\n    #finalites-fr .jx-table td:nth-child(1)::before{ content:\"Finalit\u00e9\" }\r\n    #finalites-fr .jx-table td:nth-child(2)::before{ content:\"Exemples\" }\r\n    #finalites-fr .jx-table td:nth-child(3)::before{ content:\"Base l\u00e9gale\" }\r\n\r\n    #durees-fr .jx-table td:nth-child(1)::before{ content:\"Cat\u00e9gorie\" }\r\n    #durees-fr .jx-table td:nth-child(2)::before{ content:\"Dur\u00e9e\" }\r\n\r\n    \/* Label slots (EN) *\/\r\n    #finalites-en .jx-table td:nth-child(1)::before{ content:\"Purpose\" }\r\n    #finalites-en .jx-table td:nth-child(2)::before{ content:\"Examples\" }\r\n    #finalites-en .jx-table td:nth-child(3)::before{ content:\"Legal basis\" }\r\n\r\n    #durees-en .jx-table td:nth-child(1)::before{ content:\"Category\" }\r\n    #durees-en .jx-table td:nth-child(2)::before{ content:\"Retention\" }\r\n  }\r\n<\/style>\r\n\r\n<!-- ===================================================== -->\r\n<!-- ===================  VERSION FR  ==================== -->\r\n<!-- ===================================================== -->\r\n\r\n\r\n<!-- ===================================================== -->\r\n<!-- ===================  VERSION EN  ==================== -->\r\n<!-- ===================================================== -->\r\n\r\n<main class=\"jx-privacy\" aria-labelledby=\"jx-privacy-title-en\">\r\n  <div class=\"jx-privacy__in\">\r\n    <h1 id=\"jx-privacy-title-en\" class=\"jx-privacy__title\">Privacy Policy<\/h1>\r\n    <p class=\"jx-privacy__date\">Last updated:&nbsp; <time datetime=\"2025-09-26\">September 26, 2025<\/time><\/p>\r\n\r\n    <nav class=\"jx-toc\" aria-label=\"Table of contents\">\r\n      <h2>Summary<\/h2>\r\n      <ul>\r\n        <li><a href=\"#who-en\">1. Who we are<\/a><\/li>\r\n        <li><a href=\"#data-collected-en\">2. Data we collect<\/a><\/li>\r\n        <li><a href=\"#purposes-en\">3. Purposes & legal bases<\/a><\/li>\r\n        <li><a href=\"#banking-en\">4. Bank connection (optional)<\/a><\/li>\r\n        <li><a href=\"#retention-en\">5. Retention periods<\/a><\/li>\r\n        <li><a href=\"#recipients-en\">6. Recipients & processors<\/a><\/li>\r\n        <li><a href=\"#hosting-en\">7. Hosting & transfers<\/a><\/li>\r\n        <li><a href=\"#security-en\">8. Security<\/a><\/li>\r\n        <li><a href=\"#rights-en\">9. Your rights (GDPR)<\/a><\/li>\r\n        <li><a href=\"#cookies-en\">10. Cookies & analytics<\/a><\/li>\r\n        <li><a href=\"#minors-en\">11. Underage users<\/a><\/li>\r\n        <li><a href=\"#changes-en\">12. Changes<\/a><\/li>\r\n        <li><a href=\"#contact-en\">13. Contact<\/a><\/li>\r\n      <\/ul>\r\n    <\/nav>\r\n\r\n    <section id=\"who-en\">\r\n      <h2 class=\"jx-h2\">1. Who we are<\/h2>\r\n      <div class=\"jx-card\">\r\n        <p><strong>JourX<\/strong> is a project currently undergoing legal structuring (company name, corporate form and registration forthcoming).<\/p>\r\n        <p>Website: <a href=\"https:\/\/jourx.fr\/en\/\">jourx.fr<\/a> \u2014 Mobile app: \u201cJourX\u201d (iOS & Android)<\/p>\r\n        <p>Contact: <a href=\"mailto:contact@jourx.fr\">contact@jourx.fr<\/a><\/p>\r\n      <\/div>\r\n      <p class=\"jx-note\">Full legal notices will be updated upon finalization: see <a href=\"\/en\/mentions-legales\/\">Legal notice<\/a>.<\/p>\r\n    <\/section>\r\n\r\n    <section id=\"data-collected-en\">\r\n      <h2 class=\"jx-h2\">2. Data we collect<\/h2>\r\n      <p>We follow a <em>data minimization<\/em> approach and collect only what is necessary.<\/p>\r\n      <ul>\r\n        <li><strong>Account data<\/strong>: email, password (hashed), preferences, language.<\/li>\r\n        <li><strong>Budget data<\/strong>: entered amounts (expenses\/income), categories, goals, daily budget settings.<\/li>\r\n        <li><strong>Support<\/strong>: content you send via the contact form (subject, name, email, attachment\/link if provided).<\/li>\r\n        <li><strong>Technical data<\/strong>: access logs (date\/time, truncated IP, user-agent), error diagnostics.<\/li>\r\n        <li><strong>Bank connection<\/strong> (if enabled): see <a href=\"#banking-en\">\u00a74<\/a>.<\/li>\r\n      <\/ul>\r\n    <\/section>\r\n\r\n    <section id=\"purposes-en\">\r\n      <h2 class=\"jx-h2\">3. Purposes & legal bases<\/h2>\r\n      <table class=\"jx-table\" role=\"table\">\r\n        <thead>\r\n          <tr><th>Purpose<\/th><th>Examples<\/th><th>Legal basis<\/th><\/tr>\r\n        <\/thead>\r\n        <tbody>\r\n          <tr>\r\n            <td>Service provision<\/td>\r\n            <td>Account creation\/management, daily budget calculation, data storage<\/td>\r\n            <td>Contract performance<\/td>\r\n          <\/tr>\r\n          <tr>\r\n            <td>Support & communication<\/td>\r\n            <td>Responding to requests, service emails<\/td>\r\n            <td>Legitimate interest \/ Contract performance<\/td>\r\n          <\/tr>\r\n          <tr>\r\n            <td>Improvement & security<\/td>\r\n            <td>Logs, debugging, abuse prevention<\/td>\r\n            <td>Legitimate interest<\/td>\r\n          <\/tr>\r\n          <tr>\r\n            <td>Billing (if subscribed)<\/td>\r\n            <td>Payments & renewal management<\/td>\r\n            <td>Contract performance \/ Legal obligation<\/td>\r\n          <\/tr>\r\n          <tr>\r\n            <td>Privacy-friendly analytics<\/td>\r\n            <td>Aggregated and anonymized statistics<\/td>\r\n            <td>Legitimate interest \/ Consent where required<\/td>\r\n          <\/tr>\r\n        <\/tbody>\r\n      <\/table>\r\n      <p><strong>Advertising:<\/strong> JourX uses <strong>no ad tracking<\/strong>.<\/p>\r\n    <\/section>\r\n\r\n    <section id=\"banking-en\">\r\n      <h2 class=\"jx-h2\">4. Bank connection (optional)<\/h2>\r\n      <p>The bank connection is <strong>optional<\/strong> and <strong>read-only<\/strong>, via a licensed aggregator <em>being selected<\/em> (AISP\/payment institution). It enables automatic import of transactions and updates cumulative expenses for daily budget calculation.<\/p>\r\n      <ul>\r\n        <li>Authentication occurs with the licensed provider; we do not store your banking credentials.<\/li>\r\n        <li>You can <strong>enable\/disable<\/strong> the connection and <strong>remove<\/strong> linked accounts at any time.<\/li>\r\n        <li>Without a bank connection, JourX remains fully usable (manual entry).<\/li>\r\n      <\/ul>\r\n    <\/section>\r\n\r\n    <section id=\"retention-en\">\r\n      <h2 class=\"jx-h2\">5. Retention periods<\/h2>\r\n      <table class=\"jx-table\" role=\"table\">\r\n        <thead>\r\n          <tr><th>Category<\/th><th>Retention<\/th><\/tr>\r\n        <\/thead>\r\n        <tbody>\r\n          <tr>\r\n            <td>Account data<\/td>\r\n            <td>Life of the account + 24 months after deletion\/inactivity (then anonymization\/deletion)<\/td>\r\n          <\/tr>\r\n          <tr>\r\n            <td>Budget data<\/td>\r\n            <td>Life of the account (configurable: ability to erase from the account, coming)<\/td>\r\n          <\/tr>\r\n          <tr>\r\n            <td>Imported transactions (bank)<\/td>\r\n            <td>As needed for the service (useful history) \u2014 erasable upon request or by removing the connection<\/td>\r\n          <\/tr>\r\n          <tr>\r\n            <td>Support (tickets\/emails)<\/td>\r\n            <td>Up to 24 months<\/td>\r\n          <\/tr>\r\n          <tr>\r\n            <td>Technical logs<\/td>\r\n            <td>Up to 12 months<\/td>\r\n          <\/tr>\r\n          <tr>\r\n            <td>Analytics<\/td>\r\n            <td>Up to 13 months (aggregated\/anonymous data may be kept longer)<\/td>\r\n          <\/tr>\r\n        <\/tbody>\r\n      <\/table>\r\n    <\/section>\r\n\r\n    <section id=\"recipients-en\">\r\n      <h2 class=\"jx-h2\">6. Recipients & processors<\/h2>\r\n      <p>Access is limited to authorized persons (JourX team) and processors acting on our behalf (hosting, email, privacy-friendly analytics, banking aggregator where applicable). These processors are contractually committed to confidentiality and security.<\/p>\r\n      <p class=\"jx-note\">A detailed list of processors will be published and kept up to date as the service evolves.<\/p>\r\n    <\/section>\r\n\r\n    <section id=\"hosting-en\">\r\n      <h2 class=\"jx-h2\">7. Hosting & transfers<\/h2>\r\n      <div class=\"jx-card\">\r\n        <p><strong>Website host:<\/strong> o2switch \u2014 Chemin des Pardiaux, 63000 Clermont-Ferrand (France) \u2014 <a href=\"https:\/\/www.o2switch.fr\" target=\"_blank\" rel=\"noopener\">www.o2switch.fr<\/a><\/p>\r\n      <\/div>\r\n      <p>By default, data is hosted within the European Union. If a transfer outside the EU were to occur (by a processor), it would be governed by appropriate safeguards (standard contractual clauses, additional measures) and brought to your attention.<\/p>\r\n    <\/section>\r\n\r\n    <section id=\"security-en\">\r\n      <h2 class=\"jx-h2\">8. Security<\/h2>\r\n      <ul>\r\n        <li>Encrypted communications (HTTPS) and server-side protection measures.<\/li>\r\n        <li>Access controls, incident monitoring, regular backups.<\/li>\r\n        <li>Passwords stored in hashed form.<\/li>\r\n      <\/ul>\r\n    <\/section>\r\n\r\n    <section id=\"rights-en\">\r\n      <h2 class=\"jx-h2\">9. Your rights (GDPR)<\/h2>\r\n      <p>You have the following rights: <strong>access<\/strong>, <strong>rectification<\/strong>, <strong>erasure<\/strong>, <strong>restriction<\/strong>, <strong>objection<\/strong>, <strong>portability<\/strong>. You may also define what happens to your data upon death.<\/p>\r\n      <p><strong>Exercise your rights:<\/strong> write to <a href=\"mailto:contact@jourx.fr\">contact@jourx.fr<\/a> with your request and proof of identity where needed.<\/p>\r\n      <p>If you believe your rights are not respected, you can contact the competent authority (CNIL: <a href=\"https:\/\/www.cnil.fr\" target=\"_blank\" rel=\"noopener\">cnil.fr<\/a>).<\/p>\r\n    <\/section>\r\n\r\n    <section id=\"cookies-en\">\r\n      <h2 class=\"jx-h2\">10. Cookies & analytics<\/h2>\r\n      <ul>\r\n        <li><strong>Strictly necessary cookies<\/strong>: site operation (security, session).<\/li>\r\n        <li><strong>Privacy-friendly analytics<\/strong>: aggregated\/anonymous. Consent collected where required by law.<\/li>\r\n        <li><strong>No targeted advertising<\/strong>: no third-party ad cookies.<\/li>\r\n      <\/ul>\r\n      <p>You can manage your preferences via the cookie banner (where applicable) and in your browser\/device settings.<\/p>\r\n    <\/section>\r\n\r\n    <section id=\"minors-en\">\r\n      <h2 class=\"jx-h2\">11. Underage users<\/h2>\r\n      <p>The service is not intended for users under 15. If a parent\/guardian believes a minor has submitted data to us, they may request deletion at <a href=\"mailto:contact@jourx.fr\">contact@jourx.fr<\/a>.<\/p>\r\n    <\/section>\r\n\r\n    <section id=\"changes-en\">\r\n      <h2 class=\"jx-h2\">12. Changes to this policy<\/h2>\r\n      <p>This policy may evolve to reflect service changes or legal requirements. The update date will be adjusted and, where necessary, specific notice will be provided.<\/p>\r\n    <\/section>\r\n\r\n    <section id=\"contact-en\">\r\n      <h2 class=\"jx-h2\">13. Contact<\/h2>\r\n      <p>For any question about this policy or your data: <a href=\"mailto:contact@jourx.fr\">contact@jourx.fr<\/a>.<\/p>\r\n      <p class=\"jx-note\">See also: <a href=\"\/en\/mentions-legales\/\">Legal notice<\/a> \u00b7 <a href=\"https:\/\/jourx.fr\/en\/conditions-generales-d-utilisation-jourx\/\">Terms of Use<\/a>.<\/p>\r\n    <\/section>\r\n  <\/div>\r\n<\/main>\r\n\r\n\r\n<!-- ===== JSON-LD commun (Organization minimal) ===== -->\r\n<script type=\"application\/ld+json\">\r\n{\r\n  \"@context\":\"https:\/\/schema.org\",\r\n  \"@type\":\"Organization\",\r\n  \"name\":\"JourX\",\r\n  \"url\":\"https:\/\/jourx.fr\",\r\n  \"email\":\"contact@jourx.fr\",\r\n  \"logo\":\"https:\/\/jourx.fr\/wp-content\/uploads\/2025\/07\/JourX-Logo.png\",\r\n  \"sameAs\":[ \"https:\/\/www.facebook.com\/profile.php?id=61566464919207\" ]\r\n}\r\n<\/script>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1222","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/jourx.fr\/en\/wp-json\/wp\/v2\/pages\/1222","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jourx.fr\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/jourx.fr\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/jourx.fr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jourx.fr\/en\/wp-json\/wp\/v2\/comments?post=1222"}],"version-history":[{"count":22,"href":"https:\/\/jourx.fr\/en\/wp-json\/wp\/v2\/pages\/1222\/revisions"}],"predecessor-version":[{"id":2554,"href":"https:\/\/jourx.fr\/en\/wp-json\/wp\/v2\/pages\/1222\/revisions\/2554"}],"wp:attachment":[{"href":"https:\/\/jourx.fr\/en\/wp-json\/wp\/v2\/media?parent=1222"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}